Put Your Plans into Action

Choose the Personal loan amount that you need (₹1,000 to ₹2,00,000) and the payment period (6–36 months) that suits you best.

Monthly Payment: ₹1000.00
Apply for a Personal Loan
  • iconNo Credit history required
  • iconChecking for rate won't impact credit score
  • iconNo prepayment fees
A Better Way to Get Loan

How it works

It's easier than you think. Follow the following simple easy steps

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1. Fill the form

Fill basic information for us to get in touch with you.

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2. Get pre-qualified

Verify your ID and get on a quick video call with a loan specialist.

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3. Send documents

Upload your documents on the Bankio app and get approved in

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4. Make your dream come true

Make smart spending decisions on the spot. Our budgeting too

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don’t have an Credit History yet there is no need to worry

Be Eligible Credit History

We look at holistic profile of individuals, and do no rely only on traditional credit history. We look at all indications of financial responsibility.

  • iconCurrent employment or employability
  • iconEducation
  • iconFinancial Behavior
Apply for a Personal loan
Feel free to pay as early as you want

Pay early without Any Extra Cost

No prepayment penalty for early payment, pay as soon as you want.

  • iconFast and Easy
  • iconEarly Loan Repaymnet
  • iconNo Hidden Fees
Apply for a Personal loan
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Easy access to all your personal needs

Loans, minus the paperwork and haggling.

We make borrowing uncomplicated by setting clear criteria that you can view beforehand to decide if we fit your needs.

  • iconCompetitively priced and tailored for you.
  • iconGet an overview on your loans in the app.
Apply for a Personal loan
If you have question,we have answer

Frequently asked questions

Get answers to all questions you have and boost your knowledge so you can save, invest and spend smarter. See all questions here!

Aasra Vikas Micro Service Foundation is an NGO that provides interest-free loans to underprivileged individuals to help them start businesses and improve their quality of life.

Any individual from an economically disadvantaged background who needs financial support to start a business or improve their livelihood can apply for a loan.

You can apply for loans ranging from ₹1,000 to ₹2,00,000, depending on your needs and eligibility.

No, all loans provided by Aasra Vikas Micro Service Foundation are completely interest-free.

A nominal fee of ₹199 is charged for registration and processing purposes. This helps us cover administrative costs.

No, the loans are unsecured, meaning you do not need to provide any collateral or guarantee to avail the loan.

You can apply for a loan by visiting our website, filling out the online application form, and paying the ₹199 registration and processing fee through our secure payment gateway.

Loan repayment tenure ranges from 6 to 36 months, and you can choose a tenure that best suits your financial situation.

Typically, you will need to provide identity proof (like Aadhaar or PAN card), address proof, and a brief description of your business plan or purpose for the loan.

We provide guidance to borrowers on utilizing the loan funds effectively and may periodically review their progress to ensure funds are being used for the intended purpose.

Ready to get started?

It only takes a few minutes to register your FREE Aasra Vikas account.

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